TERMS AND CONDITIONS

Effective Date: August 1st, 2025

These terms and conditions (“Terms”) govern your use of https://www.investingohio.com (“Website”), a subsidiary of Capstone72 LLC (“Capstone72”, “Company”, “we”, “us”, or “our”), an investment company based in Ohio, United States. By accessing or using our Website, services, or materials (collectively, “Services”), you agree to be legally bound by these Terms.

1. Acceptance of Terms

By accessing the Website or using any of our Services, you confirm that you have read, understood, and agree to these Terms, our Privacy Policy, and any applicable legal disclaimers. If you do not agree with these Terms, please do not use our Services.

2. Use of Website and Content

You agree to:

  • Use the Website for lawful purposes only.

  • Not reproduce, distribute, or exploit any content for commercial purposes without express written permission.

  • Not interfere with or attempt to gain unauthorized access to our systems or data.

We reserve the right to suspend or terminate your access at any time, without notice, for any breach of these Terms.

3. Ownership and Intellectual Property

All content, materials, graphics, videos, course materials, and intellectual property rights on this Website are owned by Capstone72 or its licensors. This includes all trademarks, copyrights, and proprietary technologies. You may not use our trademarks or content without our express prior written consent.

4. No Investment Advice

All information provided on the Website and in our Services is for general informational purposes only. Nothing on the Website constitutes legal, financial, or investment advice. You are solely responsible for conducting your own due diligence and seeking advice from licensed professionals before making investment decisions.

5. Investment Risks

Investing in real estate or other financial instruments carries risks, including loss of capital. Past performance is not indicative of future results. You agree that you assume full responsibility for your decisions and hold Capstone72 and its affiliates harmless from any loss or liability.

6. Disclaimer of Warranties

Our Website and Services are provided “as is” and “as available,” without any warranties of any kind. We do not guarantee that the Website will be secure or error-free, or that the information is complete, accurate, or current.

7. Limitation of Liability

To the fullest extent permitted by Ohio and U.S. law, Capstone72, its affiliates, and their officers, employees, and agents shall not be liable for any indirect, incidental, or consequential damages resulting from your use of the Services.

8. Compliance with Laws

You are responsible for complying with all federal, state, and local laws applicable to your use of the Website and any investment activity. Nothing in these Terms shall be construed as a guarantee of compliance.

9. Payment Terms

All payments for services or courses must be made promptly and in full as instructed by Capstone72. Payments are non-refundable unless otherwise stated in writing. Capstone72 reserves the right to suspend services for non-payment.

10. Confidentiality and Non-Compete

You agree to keep confidential any proprietary or sensitive information disclosed to you through the Services. You may not replicate, repackage, or compete with Capstone72’s offerings without express written consent.

11. User Conduct and Non-Disparagement

You agree not to publish or communicate false, misleading, or disparaging remarks about the Company or its personnel, either publicly or privately.

12. Termination

We may terminate your access to the Website or any Services at our discretion, with or without notice, for violation of these Terms or other reasons.

13. Personal Data and Privacy

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms. By using our Services, you consent to the data practices described therein and applicable U.S. privacy laws.

14. Severability

If any provision of these Terms is held invalid, the remaining provisions will remain in effect.

15. Force Majeure

We are not responsible for delays or failures due to circumstances beyond our control, including natural disasters, cyberattacks, government action, or labor disputes.

16. Transfer of Rights

You may not transfer your rights or obligations under these Terms. We may assign our rights to any affiliate or third party without notice.

17. Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of the State of Ohio, United States. You agree to submit to the exclusive jurisdiction of the courts located in Cuyahoga County, Ohio for any disputes arising under or related to these Terms.